Lilly, O'Toole & Brown Blog

Allstate is being called onto the carpet because they think they can treat the insurance commissioner the way they treat their insureds or people who sue their insured. Allstate believes (usually rightly so) that they have the money and the time and the resources necessary to outlast any private attorney who takes them on. I believe they are attempting to use the same tactics with the State of Florida. The difference is if I sue them and get a nice verdict for a client then they simply pay that out of reserves, not a huge deal. But you can't fight city hall. The insurance commissioner just wielded his power and is going to cost them millions. It will be interesting to see if Allstate ever provides those documents they claim are "irrelevant".