Lilly, O'Toole & Brown Blog

Experts predict more hurricanes – Better check your coverage

A report was just released indicating hurricane expert have increased the number of named storms this year from 15 to 17, with many more tropical depressions.

The increase was caused by the large number of active systems occurring so early this year in the hurricane season. This provides a good reminder to check your coverage for hurricane damage with your home insurance agent. Most policies were changed in the aftermath of the 2004 hurricane season and a lot homeowners are simply not aware of what has happened. Now instead of a standard amount for a deductible, it turns into a percentage of the value of the home.

Also, some items may not even be covered anymore. Sit down with your agent and make sure you have the necessary coverage to protect yourself if we have the big hit again.