Lilly, O'Toole & Brown Blog

Personal Injury Protection Insurance Is There to Protect You, Regardless of Fault

Attorneys at Lilly, O’Toole & Brown have a question asked quite often involving car crashes. If the other person caused the crash, why is the client’s insurance company having to pay for the client’s medical treatment?
Generally, owners of vehicles are required by Florida law to have Personal Injury Protection coverage as a part of their policy. Commonly referred to as “no fault” coverage, in essence it means the fault of the parties is not considered for this coverage.
If you have the coverage it provides for payment of a percentage of medical bills and lost wages related to the car crash. So in the payment of no fault benefits who is at fault makes no difference.
Lilly, O’Toole & Brown is aware that most injuries cause medical bills well in excess of most people’s Personal Injury Protection limits. That is when the right attorney can make a difference in how medical bills and lost wages will be covered in the future.