Practice Areas
- Auto, Truck & Motor Vehicle Accidents
- Personal Injury
- Wrongful Death
- Nursing Home Neglect / Abuse
- Product Liability
- Insurance Disputes
- Hurricane Insurance Claim
- Sinkhole Claims
- Commercial Litigation
- Defective Medical Devices
- Asbestos/Mesothelioma
Blog 
Auto, Truck & Motor Vehicle Accidents
- I-4 SINKHOLES MEAN MORE DEFENSIVE DRIVING
- Safety Tips to Avoid an Auto Accident this Holiday Season
- Halloween Safety at Forefront After Clermont Child Struck by SUV
- Thousands of Drivers Killed in Drunk Driving Accidents in 2008
- What Does it Mean to Live in a No Fault Insurance State?
Claims Involving Children
Frequently Asked Questions
Q: What is comprehensive coverage?
A: Comprehensive coverage pays for damage to your car that was caused by events other than a car accident. Covered events can include theft, fire, vandalism, natural disasters -- even hitting a deer. Comprehensive coverage, like collision coverage, usually insures only the actual value of your car and not the replacement value. Before choosing this kind of coverage, check the value of your car. If your car has an extremely low value, paying the high premiums of comprehensive coverage may not be the most fiscally responsible thing to do. You'd be better off taking that money and putting it into a savings account or mutual fund in case of car problems.
Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111
Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.
