Practice Areas
- Auto, Truck & Motor Vehicle Accidents
- Personal Injury
- Wrongful Death
- Nursing Home Neglect / Abuse
- Product Liability
- Insurance Disputes
- Hurricane Insurance Claim
- Sinkhole Claims
- Commercial Litigation
- Defective Medical Devices
- Asbestos/Mesothelioma
Blog 
Auto, Truck & Motor Vehicle Accidents
- I-4 SINKHOLES MEAN MORE DEFENSIVE DRIVING
- Safety Tips to Avoid an Auto Accident this Holiday Season
- Halloween Safety at Forefront After Clermont Child Struck by SUV
- Thousands of Drivers Killed in Drunk Driving Accidents in 2008
- What Does it Mean to Live in a No Fault Insurance State?
Claims Involving Children
Frequently Asked Questions
Q: Which vehicles are normally covered under an auto insurance liability policy?
A: Named vehicles. An accident in a non-named vehicle is covered only if a named insured (see above) was driving.
Added vehicles. This includes any vehicle with which the named insured replaces the original named vehicle, and any additional vehicle the named insured owns during the policy period (you may be required to notify the company of the new or different vehicle within 30 days after you acquire it).
Temporary vehicles. A temporary vehicle is any vehicle, including a rental vehicle, that substitutes for an insured vehicle that is out of use because it needs repair or service, or has been destroyed.
Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111
Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.
