Practice Areas
- Auto, Truck & Motor Vehicle Accidents
- Personal Injury
- Wrongful Death
- Medical Malpractice
- Nursing Home Neglect / Abuse
- Product Liability
- Insurance Disputes
- Hurricane Insurance Claim
- Sinkhole Claims
- Commercial Litigation
- Drug Cases
- Asbestos/Mesothelioma
Blog 
Auto, Truck & Motor Vehicle Accidents
- Seat Belts Save Lives in Polk Parkway Collision
- Another Crash, Another Death With No Seat Belt
- TRAGIC DEATH ON I-4, DECEASED NOT WEARING HER SEATBELT
- Who Got the Ticket? Who Cares?
- Motorcyclists Are Always in Danger
- SPILLED DRINK LEADS TO CRASH, INJURIES ON I-4
- New Website Highlights Deadliest Roads
- Rainy Summer Days Lead to More Car Crashes
- Sick Truck Drivers Causing Fatal Accidents
- Two Injured in Motorcycle Collision near Lake Alfred
Personal Injury
- Slip and Fall -- Check Your Shoes!
- RAILROADS START TAKING SAFETY SERIOUSLY IN POLK COUNTY
- DOG BITES BOY IN DAVENPORT, BOY AIRLIFTED
- "Rambo" Litigators Are Losers -- and So Are Their Clients
- WHEN RENTING APARTMENTS BE CAREFUL OF CRIME
- Paula Dockery's Letter Exposes Unfairness of CSX Deal
- Simple Measures Can Prevent Pool Tragedies
- Food for Thought as Pool Season Opens
- FDOT Aware That CSX Deal Had $600 Million Discrepancy
- CSX Bid for Liability Immunity Not Dead Yet
Wrongful Death
- Woman Dies When Hit By Car in Davenport
- BABY DIES IN CAR IN UNSECURED INFANT CARRIER
- A Moment's Negligence Claims the Life of 5-year-old Hope Wheeler
- MAN IN WHEELCHAIR KILLED BY HIT-AND-RUN DRIVER
Medical Malpractice
- Too Many Children Are Harmed by Medical Mistakes
- Tampa Jury Awards $12M Against Tampa General in Death of Infant
- Medical Malpractice Insurers Profit from Misleading Information
- FDA Set to Review Lasik Warnings
- Wait Times Increasing in Emergency Rooms
Product Liability
- Apple Involved in a Defective Product Lawsuit
- Sisters Injured When Personal Watercraft Explodes
- USDA Warns of E. Coli-Tainted Beef
- Delayed Notification From CPSC Means More Injuries
Insurance Disputes
- Allstate Ranked No. 1 -- For Complaints
- 10 Worst Insurance Companies
- ALLSTATE FINALLY GIVES IN, GIVES GOVERNMENT SECRET DOCUMENTS
- Allstate Insurance Company Suspended From Writing Policies in Florida, AGAIN
- INSURANCE REGULATORS FILE ADMINISTRATIVE COMPLAINT AGAINST ALLSTATE
- No Policies to be written by Allstate
- Allstate being called onto the carpet...
- Florida Bars New Allstate Policies After Insurer Withholds Documents, Angers Regulators
- ALLSTATE SUSPENDED FROM ADDING POLICIES
- Florida Property Insurers Face Possible Class Action over Broken Promises
Hurricane Insurance Claim
- Tropical Storm Fay – Are You Covered?
- Experts predict more hurricanes – Better check your coverage
- Your Insurance Coverage May Not Be As Good As You Think
- Hurricane Season Is Good Time to Check Insurance Coverage
- Hurricane Season is Here!
- HURRICANE VICTIMS OFTEN SUFFER AT HANDS OF UNETHICAL ADJUSTERS
Drug Cases
- Airborne Settles False Advertising Suit for $23.3 Million
- Merck Settles Overbilling Lawsuits: $671 Million
General
- Tenth Circuit Judge Elections – Go Vote!
- Parents Arrested for Death Involving Drunk Teenagers
- How Do You Find The Best Lawyer For Your Case?
- Molestation Follows Security Breakdown at Lakeland Daycare
- Motorcycle Helmet Law Gone for 8 Years
- Fireworks Safety Month
- Boater Death Highlights Importance of Flotation Devices
- POLK COUNTY LOSES A GREAT FRIEND IN MARLENE YOUNG
- FLORIDA APPEALS COURT UPHOLDS ALLSTATE SUSPENSION
- Fate of CSX Deal May Be in Hands of a Single Attorney: "Skip" Campbell
Claims Involving Children
Hiring an Attorney for an Insurance Claim — When, Why and How
When you have suffered a loss and filed insurance claim and you're not sure what your rights are, you may be concerned about trusting your insurance company. The only way to ensure a fair settlement of a claim is to educate yourself and hire an attorney to assist you in the process. The first thing you need before making these decisions is a complete copy of your policy, including the "Declarations Page" and all "Endorsements" and "Riders".
Your Declarations Page is generally the first or second page of the policy. It states the dollar limits applying to each category of coverage, and lists the endorsements and riders, (extras) that you have in addition to the basic policy. This information will enable you to review your basic coverage categories:
- Dwelling
- Contents (Personal Property)
- Loss of Use (sometimes called "Additional Living Expenses".
Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111
Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.
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Lilly, O'Toole & Brown, LLP
800 South Florida Avenue
Lakeland, FL 33801
Phone: (863) 683-1111
Library
Auto, Truck & Motor Vehicle Accidents
Personal Injury
Wrongful Death
Medical Malpractice
- 1 in 15 Hospitalized Children Are Harmed By Medical Mistakes
- Comparing Hospitals: A New Government Website
Nursing Home Neglect / Abuse
Product Liability
Insurance Disputes
- HOMEOWNER'S INSURANCE: ARE YOU REALLY COVERED?
- Florida Property Insurers Face Possible Class Action over Broken Promises
Hurricane Insurance Claim
- 9 Must Read Tips for Safeguarding the Outside of Your Home
- 7 Sure-Fire Tips to Prevent Hurricane Damage Inside Your Home
Sinkhole Claims
Drug Cases
Press Releases
- Deputy's Delay in Reporting Murder Tip Prompts Settlement
- Large Blaze Consumes Auburndale Flea Market
