Practice Areas
- Auto, Truck & Motor Vehicle Accidents
- Personal Injury
- Wrongful Death
- Nursing Home Neglect / Abuse
- Product Liability
- Insurance Disputes
- Hurricane Insurance Claim
- Sinkhole Claims
- Commercial Litigation
- Defective Medical Devices
- Asbestos/Mesothelioma
Blog 
Insurance Disputes
- Do You Trust Your Insurance Company?
- Florida Bad Faith Insurance
- State Farm Leaving Homeowners but Keeping Profitable Car Insuranced
- New Property Insurers Come to Florida. Good Deal?
- Don't Skimp on Insurance When Times are Tough
Claims Involving Children
Hiring an Attorney for an Insurance Claim — When, Why and How
When you have suffered a loss and filed insurance claim and you're not sure what your rights are, you may be concerned about trusting your insurance company. The only way to ensure a fair settlement of a claim is to educate yourself and hire an attorney to assist you in the process. The first thing you need before making these decisions is a complete copy of your policy, including the "Declarations Page" and all "Endorsements" and "Riders".
Your Declarations Page is generally the first or second page of the policy. It states the dollar limits applying to each category of coverage, and lists the endorsements and riders, (extras) that you have in addition to the basic policy. This information will enable you to review your basic coverage categories:
- Dwelling
- Contents (Personal Property)
- Loss of Use (sometimes called "Additional Living Expenses".
Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111
Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.
