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Blog 
Hurricane Insurance Claim
- Late season hurricanes are still a threat
- Tropical Storm Fay – Are You Covered?
- Experts predict more hurricanes – Better check your coverage
- Hurricane Season Is Good Time to Check Insurance Coverage
- Hurricane Season is Here!
Claims Involving Children
Seven Important Hurricane Preparation Tips
Longtime Floridians will tell you they’re always prepared for a hurricane. But are they? How well has your family planned for a hurricane?
Find A Safe Place for Important Papers
Anyone who has been to the DMV or applied for a passport will tell you that replacing your identification is a time-consuming process. Keep all your important papers – like social security cards, birth certificates, car titles, house deeds, and diplomas in a safe place and make sure they’re secured in plastic. Rain and wind can destroy those papers.
Take Pictures of Your House
This may seem like an unimportant factor now, but when you go to make an insurance claim later, you’ll thank us for this tip. By recording the condition your house was in before the storm, you have proof to show the insurance company afterwards.
If You Have a Pet…
Make a list of pet-friendly hotels outside your area. If the state forces you to evacuate, you don’t want to be stuck in a position where you have to keep Fido in the car. By keeping a list of pet-friendly hotels on hand, you know where to call first in the case of an emergency.
Keep an Emergency Bag of Clothes in the House
The last thing that you want to do after a hurricane warning has been issued or the evacuation signal goes out is to have to wait around your house and pack up clothes. By keeping a bag of clothes for each person in your house (along with sleeping gear), you’ll save time on your way out the door.
Stock Your Hurricane Kit
You can create a family checklist and prepare a kit that can be stored with your bag of clothes. In your kit should be: cash, a generator, batteries, bottled water, toilet paper, flash lights, non-perishable food, canned goods, a can opener, candles, a cooler, prescription medications, and an assortment of over-the-counter remedies. If you have a baby, don’t forget to add diapers, wipes, formula, and baby food to the kit.
Prepare for Two Days Without Power
Sometimes it takes a while for the electric companies to get around to everyone and restore power. This applies not only to homes, but also to banks. Keeping cash on hand becomes even more important when you realize that you might not be able to just stop by an ATM.
If You Choose to Stay…
Stay downwind in your home. Always stay on the side of the house that the wind is not hitting. This will protect you from broken glass.
Stay inside. As tempting as it can be to try to catch a hurricane on film, it can be incredibly dangerous also. Even if you’re shooting the video from inside, you should be wary of your windows shattering or tree limbs coming through the glass.
Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111
Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.
