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You're not required to simply accept what the adjustor offers ...

An insurance company claims adjuster may offer an immediate "on the spot payment". If this happens, be weary, as they probably aren't doing it just to be helpful. They will be seeking to limit their company's exposure and reach a final settlement of your claim. Make certain that it is only an "advance" and not a final settlement. Don't sign anything that could be considered a full release and, before cashing your check, be sure that there isn't release language on the back of your check stating that it is in "full and final settlement" of your claim. We will have one of our experienced attorneys review your settlement before you sign unless you are certain that the settlement offer is equitable. Call us at 863-533-5525 or complete our Quick Contact Form to receive a confidential consultation.

Don't be in a hurry to give the insurance company a "release". You may later uncover serious damage that you did not initially recognize. Once you sign a release in favor of the insurance company, you may not recover anything further form them for that claim.

Lilly, O'Toole & Brown, LLP
Lakeland Office: (863) 683-1111
Bartow Office: (863) 533-5525M
Sebring Office: (863) 471-0003
Lake Wales Office: (863) 676-1991
Haines City Office: (863) 422-1282
Wauchula Office: (863) 767-1111

Also providing legal assistance to clients from:
Wauchula, Lake Placid, Avon Park, Plant City, Brandon, and Valrico, Florida.